A viral video and screenshots recently claimed that a 20-year-old man from Noida discovered an unimaginable sum — over ₹1 trillion — in a Kotak Mahindra Bank account that once belonged to his deceased mother. The figures shown in the viral image were so astronomical they were described as “1 septillion trillion” or even “1 undecillion,” sparking both amazement and confusion across social media.
According to the buzz, the account belonged to Gayatri Devi, who had passed away two months earlier. Her son, Deepak, allegedly spotted the enormous credit through a bank notification and began sharing screenshots with friends, which quickly snowballed into an internet frenzy.
The screenshots circulating online appeared to show a balance that surpassed the combined net worth of the world’s richest individuals — and even the GDP of most nations. Rumors escalated quickly, with some reports suggesting the income tax department had been alerted and that the bank account had been frozen for investigation.
However, the truth behind the viral story was far less dramatic.
Following the uproar, Kotak Mahindra Bank issued a public statement denying the claims outright. They clarified that there was no such balance in any customer’s account and that their systems were running smoothly and securely.
So, what actually caused the confusion?
Investigations revealed that the jaw-dropping figure was the result of a technical glitch in a third-party UPI app used to check the bank balance. When Deepak logged in through another banking app, his real balance appeared — zero. Police and media later confirmed that no such funds were ever deposited. The figure was purely a display error and had no monetary backing.
Experts have used this moment to remind the public: if a large, unexpected amount ever appears in your account, do not touch it. Using or transferring it can lead to legal trouble and frozen accounts. It’s always best to alert your bank immediately and wait for clarification.
In conclusion, the astonishing balance shown in the viral screenshots was simply a case of a software malfunction — not a real financial windfall. The incident serves as a timely reminder to verify unusual claims before spreading them and to trust official sources over viral speculation.
